Why Insurance is like a fine wine
If you have ever bought a cheap bottle of wine then you’ll appreciate the bitter disappointment of knowing that you’ve wasted your money. Insurance is no different. Sure there are lots of ways to buy cheap cover on the internet, but most of the cheap policies have hidden terms and conditions in the small print, so you can never be sure that you are buying a policy that will protect you in the event of a claim. The old adage if it looks too good to be true it probably is applies.
How can you be sure that you will be properly protected? Insurance doesn’t have to be expensive, in the same way that a five to seven pound bottle of wine will be perfectly adequate for everyday quaffing, a reasonably priced insurance policy can be perfectly adequate to protect your home or business. The Expert Insurance Group can certainly help you with one of these!
If your home or business is a bit unusual, maybe you run a wine importers business from home or are engaging in an unsual business venture, you will need something a bit more tailored to your needs. We’d compare this type of cover to the slightly more expensive wines you’d get from an independent off licence rather than a supermarket. These policies will probably cost a little more than your everyday cover, but you’ll have the confidence that the cover will be absolutely right for you – and you wont be left with a nasty taste (like corked wine) to upset you if you need to make a claim.
Moving up the range we have the bespoke, really special or unusual risks. Like the vintage and fine wines the cost of a high net home policy, business insurance for a multi million pound business, cover for a large property portfolio or major building project is going to cost a bit more, but the cover that you get will be as unique as the risk to be insured.
The Expert Insurance Group can provide help and advice to individuals, and businesses big and small. For a free quotation please call us on 01825 745 410 and we’ll be delighted to help you.
Finally please remember the Expert Insurance Group is authorised and regulated by the financial conduct authority to sell General insurance – we aren’t licensed to sell alcohol!